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how i felt seeing joseph ratzinger come out on the logia of st. peter's, who i had known at that point for some 17 years, how did i feel about him becoming pope? i said i felt desperately sorry for him because the job is, in one sense, an impossible one, but i was also glad for him because the world was finally going to see the joseph ratzinger i knew, not the cartoon of him that had been spread over the past 20 years. i think that's part of what's reflected in this crowd today. benedict xvi has been the greatest papal preacher in almost 1,400 years, since pope gregory the great. he's a marvelous catechist, a teacher of christian truth. he distills extraordinary learning into simple, elegant phrases that communicate with people all over the world. so there's a somewhat bittersweet sense this may be the last time the world gets to hear this remarkable personality lay out the truth of christian faith as he's been given to understand it, but i'm also having a sense of gratitude that we had eight years to learn from a master teacher, and i think the world's begun to recognize that that's e
, after eight years, formal cardinal joseph rat ratzinger retires as pop. as we continue to see what the conclave will do as we search for his successor as the entire world watches what is happening with him. >>> got some breaking news out of the new york fed. a hard right turn here to steve liesman. >> why does this always happen to me, carl? >> hard to follow the pope, my man. >> exactly. let me do my best. the new york fed reporting that total consumer indebtedness rising a scant 3% to 11.3 trillion. housing debt was flat. it was a small gain but the first gain we've seen since the first quarter of 2011, that was thought to be a bit of a statistical anomaly. so maybe this is the first real gain. let me show you what rose. auto loans up 15 billion. credit cards up 5 billion. the perennial student loans up 10 billion and they have been rising quite a bit. delinquencies are quite high. all delinquencies declined except for student loans and they were up almost 12% and probably because of a whole bunch of different reasons, carl, they could be twice as high as that. carl, back to you.
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